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SM Credit Information, specializes in debt collection, credit research and field surveying. We will devote ourselves to protecting reliable credit society as a supportive partner in times of need.

No.1 Credit Information Company

We are building the industry's best computer system and expertise to collect bonds. We are committed to becoming the No. 1 credit information company by developing new businesses such as purchasing NPL asset-backed securities and public entity outsourcing.

Systematic and Differentiated Services

Since 1999, SM Credit Information has the provided superior services with a nationwide network connecting 41 branches and overseas debt collection systems that only SM Credit has in Korea, which was established by participating in ACA and IACC, associations of commercial collectors.

Business Introduction

  • Debt Collection

    A service that collects debts from the debtor by processes of investigation of assets, demanding payment of debts, and receiving the payback on behalf of the creditor.

  • Credit Research

    We support clients to ensure smooth transactions and recovery of bad debts by providing credit or property information of the debtor as required by the client.

  • Field Survey

    We support fast and flawless loan transactions by verification of the documents such as registers and conducting field investigations on the subjects on behalf of finance institutions.

  • Overseas Debt Collection

    We collect debts for domestic creditors from foreign debtors via partnerships with worldwide commercial collectors.

  • Payment

    We collect and direct the unpaid charges in various forms on behalf of customers, e.g. wireless communication service fees, broadcasting service fees, rental fees, and gas charges.

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